Most people dream of owning their own house. However, it is not a decision to be taken lightly. Despite the security of home ownership, I don’t desire to own my own home. Here are the reasons why.
The principal reason for my view is that owning a house is a long term commitment. As you have to tie up your income. It means you have no freedom to have good time. Those things such as traveling, studying or socializing become unattainable. Moreover, you have the stress form needing to work if you buy a house by taking out a mortgage. Specifically, Such as a long term loan forces you to work and you can not afford the consequence of losing your job, since you have the pressure of relying on your monthly salary to pay it. Even if the job makes you unsatisfied or makes you want to quit, you have no choice but to compromise and continue working. The final factor in making me not want to buy a house is the high cost of maintenance, For example, once you own your home, you have to spend plenty of money on decoration along with needless material goods for the sake that you want to make it complete.
Above all, it is my belief that buying a house at this moment is not a wise decision. Although owning a house might be a long term investment that forces you to save, the risk of losing value is far too high to contemplate.
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